/* =============================
   GLOBAL ANTI-FRAUD ALLIANCE
   Stylesheet
   ============================= */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --navy: #0d1b4b;
  --navy-dark: #091236;
  --navy-mid: #1a2d6b;
  --blue: #2563eb;
  --blue-light: #3b82f6;
  --cyan: #22d3ee;
  --white: #ffffff;
  --gray-50: #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-400: #94a3b8;
  --gray-600: #475569;
  --gray-800: #1e293b;
  --green: #22c55e;
  --red: #ef4444;
  --yellow: #f59e0b;
  --font: 'Inter', ui-sans-serif, system-ui, sans-serif;
  --radius: 12px;
  --shadow: 0 4px 24px rgba(0,0,0,0.08);
  --shadow-lg: 0 8px 40px rgba(0,0,0,0.15);
  --transition: all 0.25s ease;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  color: var(--gray-800);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

/* ===== UTILITIES ===== */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.section {
  padding: 80px 0;
}

.section-light {
  background: var(--white);
}

.section-dark {
  background: var(--navy);
  color: var(--white);
}

.section-header {
  text-align: center;
  margin-bottom: 56px;
}

.section-title {
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
}

.section-dark .section-title,
.text-white {
  color: var(--white) !important;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--gray-600);
  max-width: 640px;
  margin: 0 auto;
}

.section-dark .section-subtitle,
.text-white-muted {
  color: rgba(255,255,255,0.75) !important;
}

.text-left {
  text-align: left;
  justify-content: flex-start;
  margin-left: 0;
}

.inline-icon {
  width: 28px;
  height: 28px;
  flex-shrink: 0;
}

.mt-2 {
  margin-top: 24px;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 28px;
  border-radius: 8px;
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
  border: none;
  text-decoration: none;
}

.btn-outline-nav {
  border: 2px solid var(--white);
  color: var(--white);
  background: transparent;
  padding: 8px 20px;
  font-size: 0.9rem;
}

.btn-outline-nav:hover {
  background: var(--white);
  color: var(--navy);
}

.btn-hero {
  border: 2px solid var(--white);
  color: var(--white);
  background: transparent;
  padding: 14px 32px;
  font-size: 1rem;
}

.btn-hero:hover {
  background: rgba(255,255,255,0.15);
}

.btn-primary {
  background: linear-gradient(135deg, var(--blue), var(--blue-light));
  color: var(--white);
  box-shadow: 0 4px 16px rgba(37,99,235,0.35);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(37,99,235,0.5);
}

.btn-full {
  width: 100%;
  justify-content: center;
}

.btn-submit {
  width: 100%;
  justify-content: center;
  background: linear-gradient(135deg, #2563eb, #1d4ed8);
  color: var(--white);
  padding: 16px;
  font-size: 1rem;
  border-radius: 8px;
  box-shadow: 0 4px 16px rgba(37,99,235,0.4);
  cursor: pointer;
  border: none;
  font-family: var(--font);
  font-weight: 600;
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 10px;
}

.btn-submit svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.btn-submit:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(37,99,235,0.55);
}

.btn-submit:disabled {
  opacity: 0.7;
  cursor: not-allowed;
  transform: none;
}

/* ===== NAVBAR ===== */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 0;
  transition: var(--transition);
}

.navbar.scrolled {
  background: rgba(9, 18, 54, 0.97);
  backdrop-filter: blur(12px);
  box-shadow: 0 2px 20px rgba(0,0,0,0.3);
}

.nav-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 16px 24px;
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
  font-weight: 700;
  font-size: 1rem;
  white-space: nowrap;
  flex-shrink: 0;
}

.logo-icon {
  width: 28px;
  height: 28px;
  color: var(--cyan);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-left: auto;
}

.nav-links a {
  color: rgba(255,255,255,0.85);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 6px 12px;
  border-radius: 6px;
  transition: var(--transition);
}

.nav-links a:hover {
  color: var(--white);
  background: rgba(255,255,255,0.1);
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
  margin-left: auto;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

/* ===== HERO ===== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--navy);
  background-image:
    linear-gradient(135deg, rgba(9,18,54,0.92) 0%, rgba(13,27,75,0.85) 50%, rgba(9,18,54,0.95) 100%),
    url('https://images.unsplash.com/photo-1450101499163-c8848c66ca85?w=1600&h=900&fit=crop');
  background-size: cover;
  background-position: center;
  overflow: hidden;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(37,99,235,0.15) 0%, transparent 60%);
  pointer-events: none;
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 700px;
  padding: 120px 24px 80px;
  margin: 0 auto 0 calc((100vw - 1200px) / 2 + 24px);
}

@media (max-width: 1248px) {
  .hero-content {
    margin: 0 auto;
    padding: 120px 24px 80px;
  }
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  color: var(--white);
  padding: 8px 16px;
  border-radius: 100px;
  font-size: 0.85rem;
  font-weight: 500;
  margin-bottom: 28px;
  backdrop-filter: blur(8px);
}

.hero-badge svg {
  width: 16px;
  height: 16px;
  color: var(--cyan);
}

.hero-title {
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 24px;
}

.hero-title .highlight {
  color: var(--cyan);
}

.hero-subtitle {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.8);
  max-width: 560px;
  margin-bottom: 40px;
  line-height: 1.7;
}

/* ===== CARDS GRID ===== */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
  transition: var(--transition);
  border: 1px solid var(--gray-200);
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card-image {
  height: 160px;
  overflow: hidden;
}

.card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.4s ease;
}

.card:hover .card-image img {
  transform: scale(1.05);
}

.card-body {
  padding: 20px;
}

.card-icon {
  width: 40px;
  height: 40px;
  background: var(--gray-100);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
}

.card-icon svg {
  width: 20px;
  height: 20px;
  color: var(--blue);
}

.card-body h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.card-body p {
  font-size: 0.875rem;
  color: var(--gray-600);
}

/* ===== SERVICES ===== */
.services-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.services-image-wrap {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
}

.services-image-wrap img {
  width: 100%;
  height: 500px;
  object-fit: cover;
}

.services-image-badge {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  background: linear-gradient(135deg, var(--navy), var(--navy-mid));
  color: var(--white);
  padding: 24px;
}

.services-image-badge h4 {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 4px;
}

.services-image-badge p {
  font-size: 0.875rem;
  opacity: 0.8;
}

.service-item {
  display: flex;
  gap: 16px;
  padding: 20px 0;
  border-bottom: 1px solid var(--gray-200);
}

.service-item:last-of-type {
  border-bottom: none;
}

.service-icon {
  width: 44px;
  height: 44px;
  background: var(--gray-100);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.service-icon svg {
  width: 22px;
  height: 22px;
  color: var(--blue);
}

.service-item h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 6px;
}

.service-item p {
  font-size: 0.875rem;
  color: var(--gray-600);
}

/* ===== TEAM ===== */
.team-network-banner {
  display: flex;
  align-items: center;
  gap: 20px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 24px;
  margin-bottom: 40px;
}

.team-network-icon {
  width: 48px;
  height: 48px;
  background: var(--navy);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.team-network-icon svg {
  width: 24px;
  height: 24px;
  color: var(--white);
}

.team-network-banner h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 4px;
}

.team-network-banner p {
  font-size: 0.875rem;
  color: var(--gray-600);
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.team-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 24px;
  text-align: center;
  transition: var(--transition);
  box-shadow: var(--shadow);
}

.team-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.team-avatar {
  position: relative;
  width: 72px;
  height: 72px;
  margin: 0 auto 12px;
}

.team-avatar img {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid var(--gray-200);
}

.verified-badge {
  position: absolute;
  bottom: 0;
  right: 0;
  width: 22px;
  height: 22px;
  background: var(--blue);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.65rem;
  border: 2px solid var(--white);
}

.team-stars {
  color: #f59e0b;
  font-size: 0.85rem;
  margin-bottom: 4px;
}

.team-stars span {
  color: var(--gray-600);
  font-weight: 600;
}

.team-cases {
  font-size: 0.75rem;
  color: var(--blue);
  font-weight: 600;
  margin-bottom: 8px;
}

.team-card h4 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 4px;
}

.team-role {
  font-size: 0.7rem;
  color: var(--blue);
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

/* ===== SUCCESS STORIES ===== */
.success-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.success-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 24px;
  transition: var(--transition);
  box-shadow: var(--shadow);
}

.success-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.success-tag {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  color: var(--blue);
  text-transform: uppercase;
  margin-bottom: 12px;
}

.success-icon {
  width: 40px;
  height: 40px;
  background: var(--gray-100);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
}

.success-icon svg {
  width: 20px;
  height: 20px;
  color: var(--blue);
}

.success-card h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.success-amount {
  font-size: 0.9rem;
  font-weight: 700;
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.success-amount::before {
  content: '✓';
  width: 18px;
  height: 18px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  flex-shrink: 0;
}

.success-amount.recovered {
  color: var(--green);
}

.success-amount.recovered::before {
  background: rgba(34,197,94,0.15);
  color: var(--green);
}

.success-amount.title {
  color: var(--blue);
}

.success-amount.title::before {
  background: rgba(37,99,235,0.15);
  color: var(--blue);
}

.success-card p {
  font-size: 0.875rem;
  color: var(--gray-600);
}

/* ===== TESTIMONIALS ===== */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.testimonial-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow);
  transition: var(--transition);
}

.testimonial-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.testimonial-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}

.testimonial-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1rem;
  flex-shrink: 0;
}

.testimonial-name {
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--navy);
}

.testimonial-meta {
  font-size: 0.75rem;
  color: var(--gray-400);
}

.verified {
  color: var(--green);
  font-weight: 600;
}

.testimonial-stars {
  color: #f59e0b;
  font-size: 0.85rem;
  margin-bottom: 10px;
}

.testimonial-card p {
  font-size: 0.875rem;
  color: var(--gray-600);
  font-style: italic;
  line-height: 1.65;
}

/* ===== STATS (DARK) ===== */
.stats-layout {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 48px;
  align-items: start;
}

.stats-left h2 {
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 16px;
  line-height: 1.3;
}

.stats-left p {
  color: rgba(255,255,255,0.75);
  margin-bottom: 32px;
  font-size: 0.95rem;
}

.stats-grid {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.stat-item {
  display: flex;
  align-items: center;
  gap: 16px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius);
  padding: 20px;
}

.stat-item svg {
  width: 28px;
  height: 28px;
  color: var(--cyan);
  flex-shrink: 0;
}

.stat-number {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--white);
}

.stat-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
}

.stats-center {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.stats-img-top {
  width: 100%;
  height: 200px;
  object-fit: cover;
  border-radius: var(--radius);
}

.stats-verified {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius);
  padding: 24px;
  text-align: center;
}

.stats-verified svg {
  width: 40px;
  height: 40px;
  color: var(--green);
}

.stats-verified span {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.8);
  font-weight: 600;
}

.stats-right {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.stats-quote {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius);
  padding: 24px;
}

.stats-quote p {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.9);
  font-style: italic;
  line-height: 1.65;
  margin-bottom: 12px;
}

.stats-quote-author {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.6);
  font-weight: 600;
}

.stats-img-bottom {
  width: 100%;
  height: 160px;
  object-fit: cover;
  border-radius: var(--radius);
}

/* ===== HOW IT WORKS ===== */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.step-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: var(--transition);
}

.step-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.step-image {
  position: relative;
  height: 160px;
  overflow: hidden;
}

.step-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.step-number {
  position: absolute;
  bottom: 12px;
  right: 12px;
  width: 40px;
  height: 40px;
  background: var(--navy);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  font-weight: 800;
}

.step-card h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  padding: 16px 20px 8px;
}

.step-card p {
  font-size: 0.875rem;
  color: var(--gray-600);
  padding: 0 20px 20px;
}

/* ===== WHY CHOOSE US ===== */
.why-us {
  position: relative;
  overflow: hidden;
}

.why-us-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(9,18,54,0.97) 0%, rgba(13,27,75,0.9) 100%);
  z-index: 0;
}

.why-us .container {
  position: relative;
  z-index: 1;
}

.why-us-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.why-us-content h2 {
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 16px;
  line-height: 1.3;
}

.why-us-content > p {
  color: rgba(255,255,255,0.75);
  margin-bottom: 32px;
  font-size: 0.95rem;
}

.features-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 8px;
}

.feature-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.feature-icon {
  width: 36px;
  height: 36px;
  background: rgba(255,255,255,0.1);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.feature-icon svg {
  width: 18px;
  height: 18px;
  color: var(--cyan);
}

.feature-title {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 2px;
}

.feature-desc {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.6);
}

.why-us-image {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.why-us-image img {
  width: 100%;
  height: 500px;
  object-fit: cover;
}

/* ===== FORM SECTION ===== */
.form-section {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 50%, var(--navy-mid) 100%);
}

.form-wrapper {
  max-width: 760px;
  margin: 0 auto;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 16px;
  padding: 40px;
  backdrop-filter: blur(10px);
}

.form-info-box {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background: rgba(37,99,235,0.15);
  border: 1px solid rgba(37,99,235,0.3);
  border-radius: 10px;
  padding: 16px;
  color: rgba(255,255,255,0.9);
  font-size: 0.875rem;
  margin-bottom: 28px;
}

.form-info-box svg {
  width: 18px;
  height: 18px;
  color: var(--blue-light);
  flex-shrink: 0;
  margin-top: 1px;
}

.form-success {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  background: rgba(34,197,94,0.15);
  border: 1px solid rgba(34,197,94,0.3);
  border-radius: 10px;
  padding: 20px;
  color: var(--white);
  margin-bottom: 24px;
}

.form-success svg {
  width: 28px;
  height: 28px;
  color: var(--green);
  flex-shrink: 0;
}

.form-success strong {
  display: block;
  font-size: 1rem;
  margin-bottom: 4px;
}

.form-success p {
  font-size: 0.875rem;
  opacity: 0.8;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
  margin-bottom: 8px;
}

.required {
  color: var(--red);
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 8px;
  padding: 12px 16px;
  color: var(--white);
  font-size: 0.9rem;
  font-family: var(--font);
  transition: var(--transition);
  outline: none;
  -webkit-appearance: none;
}

.form-group input::placeholder,
.form-group textarea::placeholder {
  color: rgba(255,255,255,0.35);
}

.form-group select {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='rgba(255,255,255,0.6)' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 40px;
}

.form-group select option {
  background: var(--navy);
  color: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--blue-light);
  background: rgba(255,255,255,0.12);
  box-shadow: 0 0 0 3px rgba(59,130,246,0.2);
}

.form-group input.error,
.form-group select.error,
.form-group textarea.error {
  border-color: var(--red);
}

.field-error {
  display: none;
  font-size: 0.775rem;
  color: #fca5a5;
  margin-top: 6px;
}

.field-error.show {
  display: block;
}

#amountLostError {
  display: none;
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.form-alerts {
  margin-top: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.alert {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  border-radius: 10px;
  padding: 16px;
  font-size: 0.875rem;
}

.alert svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 1px;
}

.alert strong {
  display: block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-bottom: 4px;
}

.alert p {
  line-height: 1.5;
}

.alert-red {
  background: rgba(239,68,68,0.1);
  border: 1px solid rgba(239,68,68,0.3);
  color: #fca5a5;
}

.alert-red svg {
  color: var(--red);
}

.alert-yellow {
  background: rgba(245,158,11,0.1);
  border: 1px solid rgba(245,158,11,0.3);
  color: #fde68a;
}

.alert-yellow svg {
  color: var(--yellow);
}

/* ===== FOOTER ===== */
.footer {
  background: var(--gray-800);
  color: var(--white);
  padding: 60px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1.5fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 1rem;
  margin-bottom: 16px;
}

.footer-logo svg {
  width: 24px;
  height: 24px;
  color: var(--cyan);
}

.footer-desc {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.7;
}

.footer-col h4 {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 16px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.footer-contact {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.875rem;
  color: rgba(255,255,255,0.7);
}

.footer-contact svg {
  width: 18px;
  height: 18px;
  color: var(--cyan);
  flex-shrink: 0;
}

.footer-hours {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-hours li {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 0;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
}

.footer-links {
  display: flex;
  gap: 24px;
}

.footer-links a {
  color: rgba(255,255,255,0.4);
  transition: var(--transition);
}

.footer-links a:hover {
  color: var(--white);
}

/* ===== ANIMATIONS ===== */
@keyframes spin {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}

.fade-in {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.5s ease, transform 0.5s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .cards-grid,
  .team-grid,
  .success-grid,
  .testimonials-grid,
  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .stats-layout {
    grid-template-columns: 1fr 1fr;
  }

  .stats-right {
    display: none;
  }

  .services-layout,
  .why-us-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .why-us-image {
    display: none;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .section {
    padding: 60px 0;
  }

  .nav-links {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: var(--navy-dark);
    flex-direction: column;
    justify-content: center;
    align-items: center;
    gap: 16px;
    z-index: 999;
  }

  .nav-links.open {
    display: flex;
  }

  .nav-links a {
    font-size: 1.2rem;
    padding: 12px 24px;
  }

  .nav-links .close-btn {
    position: absolute;
    top: 24px;
    right: 24px;
    background: none;
    border: none;
    color: var(--white);
    font-size: 1.5rem;
    cursor: pointer;
    padding: 8px;
  }

  .btn-outline-nav {
    display: none;
  }

  .nav-toggle {
    display: flex;
  }

  .cards-grid,
  .team-grid,
  .success-grid,
  .testimonials-grid,
  .steps-grid {
    grid-template-columns: 1fr;
  }

  .stats-layout {
    grid-template-columns: 1fr;
  }

  .stats-center {
    display: none;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .form-wrapper {
    padding: 24px 20px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .hero-content {
    padding: 100px 20px 60px;
  }

  .hero-title {
    font-size: 2rem;
  }

  .section-title {
    font-size: 1.5rem;
  }

  .form-wrapper {
    padding: 20px 16px;
  }
}